Hand-picked pre-owned cars with fast, honest financing — approvals in 24 hours, whatever your credit looks like.
We only stock vehicles known for their reliability and dependability.
Browse cars →24-hour loan approval, no FICO restrictions on most applications.
Get approved →Rebuilding credit or starting fresh — our finance team works with you.
Financing options →Experience the thrill of your dream car for yourself before you decide.
Book a drive →Everything you need to finance your next car — start online, finish in the driver's seat.
Straight answers on how car financing and credit actually work — no jargon, no surprises.
Getting financed is simpler than most people think. Start with the secure online application — it takes about 5 minutes and goes straight to our finance team. Most applicants hear back within 24 hours.
What you'll need: a valid driver's license, your 3 most recent pay stubs (or 2 months of bank statements if you're self-employed or paid in cash), and an active bank account — note that online-only prepaid accounts like Chime won't work with our lenders.
Once you're approved, the approval is good for about 48 to 72 hours — so plan to pick your car within that window. Then sign, drive away, or have the car delivered anywhere in California.
Your credit score is one number — it isn't the whole story. Lenders care just as much about steady, documentable income and how long you've been earning it. That's why people get approved here after being turned down elsewhere.
All documentable income counts, including disability and SSI. Cash income can work too — that's what the bank statements are for. Even a past repossession isn't automatically a dealbreaker once it's at least 6 months behind you.
And an auto loan paid on time every month is one of the fastest ways to rebuild a credit score — every payment gets reported.
First-time buyer with no credit history at all? You're exactly who we work with. No credit is not the same as bad credit — and we offer in-house financing for situations the big banks won't touch.
What actually matters: steady income you can document, an active bank account, and a valid California driver's license. Bring those and we can usually find a way.
Have a car to trade? We accept trade-ins when you have the title in hand and there's no loan left on the vehicle.
Buy entirely online — with in-home or at-work delivery — or come see us in Studio City.
Secure credit application, about 5 minutes, straight to our finance team.
Most applicants hear back within 24 hours — no FICO restrictions on most applications.
Choose from our inventory, with personalized help finding the right loan.
Sign and collect — or have it delivered to your home or workplace.
A sample of what's on the lot right now — inventory updates daily from our dealer feed.
Even if you don't buy from us. The fastest way to sell your car, without a trip to the DMV.
Complete the secure application below — it goes straight to our finance team. Takes about 5 minutes.
All fields marked with an asterisk (*) are required.
All City Cars is your trusted used car dealer in Studio City. Browse a hand-picked inventory of reliable sedans, SUVs, and trucks, and apply for financing entirely online — secure, simple, and convenient.
Our finance team works with all credit situations — good credit, bad credit, no credit. Complete the secure online application and get approved quickly, often within 24 hours. Serving Studio City and all of California.
